Financing main street finacf o us chamber surveys have found that small businesses depend on bank financing and that financial regulation directly impacts main street o 51 of small business executives consider banks to be their ideal credit providers and 40 plan on applying for a loan or line of credit over the next year. Critics of dodd frank say that its hurting main street small community banks which are a primary source of small business loans are subject to the same high reserve requirements designed for . Increasing access to capital for small businesses and getting rid of dodd frank its not a one to one adds mills now a senior fellow at harvard business school and the lead author of a . The present rules on seller financing and private financing private loans made to a consumer on residential properties not owned by the financer adopted by the consumer financial protection bureau the cfpb under the dodd frank wall street reform and consumer protection act dodd frank target not only private lenders and seller financers but also real estate. Tired of hearing about owner financing laws we share your pain first the safe act had a say on seller financing and then the dodd frank act why the government would want to slow the housing rebound further by putting stringent restrictions on seller financing one of the few alternatives to bank financing available in todays struggling economy is beyond us
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